Masarrati
Fintech & Payments

Neobank & Digital Banking Platforms

We engineer digital banking platforms from core banking ledgers to consumer-facing mobile apps. Our neobank solutions cover account opening, virtual/physical card issuance, P2P transfers, micro-lending, savings products, and the compliance infrastructure needed for banking licenses across MENA, Europe, and emerging markets.

6-9mo
Time to Launch
99.99%
Ledger Uptime
<3min
Account Opening

Why This Matters

Launching a neobank used to take 3+ years and $50M+. With modular BaaS architecture and the right engineering partner, you can launch in 6-9 months.

What You Get

Every capability included in this service

Core Ledger

Event-sourced, double-entry accounting ledger handling multi-currency balances, holds, reversals, and real-time reconciliation.

Card-as-a-Service

Virtual and physical card issuance via Marqeta, Stripe Issuing, or processor-direct APIs with real-time controls and spending limits.

Islamic Banking Module

Sharia-compliant product structures — Murabaha financing, Wakala deposits, and profit-sharing savings accounts instead of interest-based products.

Real-World Applications

How companies use neobank & digital banking platforms to drive results

Fintech startup launching a digital bank in UAE/Saudi Arabia

Telecom company adding financial services to its super-app

Islamic bank digitizing its operations with a mobile-first platform

Employer launching earned wage access and payroll cards

Technology Stack

Technologies we use for neobank & digital banking platforms

nodejsreact-nativepostgresqlkafkaredisawskubernetesdocker
Let's Work Together

Ready to Build Something Extraordinary?

Let's discuss how we can transform your ideas into powerful digital solutions. Free consultation, no commitment.

Free Consultation
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